Are you looking for a flexible side hustle or a remote job that lets you work from home? Imagine getting paid just to text or chat with people—all without ever leaving your couch. Sounds too good to be true? It’s not.
Whether you're aiming to make some passive income or build a full-time online career, chat and texting jobs are becoming more popular and accessible than ever. Some of these roles involve customer service, companionship, or even professional advice, while others might involve adult or flirty conversations. The best part? Many of them don’t require previous experience to get started.
In this post, we’ll break down 10 legit websites that pay users to chat or text from home. We’ve ranked them from the lowest to the highest paying to help you decide which one best fits your skills, interests, and income goals.
1. Money SMS (Android Only)
Estimated Pay: ~$0.50 per SMS
Ideal For: Passive income earners with Android devices
Once you download the app, you simply register your phone number and allow the app to send you messages. Each message received earns you approximately $0.50, making it a very low-effort way to earn passive income.
Money SMS is an easy-to-use Android app that pays users for receiving automated text messages. These messages are usually for testing telecom networks, and you don’t have to reply or engage in any conversation.
2. MC Money (Android Only)
Estimated Pay: Varies, similar to Money SMS
Ideal For: Android users looking for a hands-off side hustle
Again, don’t expect big money here, but if you're looking for a zero-effort, background earner, this one is worth trying.
MC Money functions similarly to Money SMS. It pays you for receiving test messages sent to your phone. Like the first app, you don’t need to reply, which makes it completely passive.
3. TextingFactory
Estimated Pay: Up to $550/week
Ideal For: Adults comfortable with flirty or adult conversations
As long as you can write and speak English fluently, you can apply. The company doesn’t require any prior experience, and the work is flexible—you can log in and out as you please.
TextingFactory is one of the more popular websites for people looking to make money through chatting. Your role is to have conversations with strangers, often in a flirty or adult-oriented setting.
4. TexKings
Estimated Pay: Pay per message (varies by language)
Ideal For: Multilingual chat operators
You’ll need a laptop and a stable internet connection to work here, and the job may involve adult themes. Still, for multilingual speakers, this site offers a great opportunity to leverage language skills for online income.
TexKings is another chat platform similar to TextingFactory but focuses more on multilingual chat. If you speak Dutch, Danish, Finnish, or French, this could be a lucrative option.
5. Rent A Friend
Estimated Pay: ~$10/hour
Ideal For: Friendly, outgoing people who enjoy casual conversation
You set your own rates and availability, making it a very flexible gig.
If you're the chatty type who enjoys connecting with new people, Rent A Friend could be perfect for you. This platform lets you earn money by offering companionship virtually or even in person.
The site connects people looking for platonic friendships, so you won’t need to worry about adult content here. Conversations might be with someone who just moved to a new city, wants language practice, or simply wants someone to talk to.
6. Premium.Chat
Estimated Pay: $0 to $5 per minute
Ideal For: Influencers, experts, or coaches
This is ideal for influencers, consultants, therapists, tutors, or anyone with a following or special knowledge. You don’t need to be a celebrity—just someone with value to offer. You can even integrate Premium.Chat directly into your social media accounts or personal website.
Premium.Chat is a powerful platform for monetizing your time and expertise. You can set your own rates (up to $5 per minute) and offer services via text or video chat.
7. Papa Pal
Estimated Pay: ~$22/hour
Ideal For: U.S.-based users who love helping others
Papa Pal is a heartwarming gig that connects you with older adults who need companionship or assistance with simple tasks. Think of it as a modern pen pal meets virtual assistant.
As a Papa Pal, you may chat with seniors about their day, help them with scheduling, or offer emotional support. To apply, you’ll need to be based in the U.S., pass a background check, and provide some documentation.
It’s a meaningful job with a decent hourly rate—and a great way to build connections with older generations.
8. BetterHelp
Estimated Pay: Up to $100,000/year
Ideal For: Licensed therapists and mental health professionals
BetterHelp is the largest online therapy platform in the world. If you’re a licensed therapist, counselor, or psychologist, you can earn a solid income providing virtual mental health support via text, video, and phone.
BetterHelp offers:
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Flexible scheduling
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No overhead costs
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Remote work
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A steady stream of clients
If you're looking to supplement your private practice—or shift entirely to online counseling—this is one of the best platforms to consider.
9. Talkspace
Estimated Pay: Up to $70/hour
Ideal For: Therapists and counselors
Similar to BetterHelp, Talkspace provides a space for therapists to offer support via messaging and video. With competitive rates, monthly bonuses (up to $4,000), and complete schedule flexibility, it's one of the most rewarding online counseling platforms.
Talkspace is HIPAA-compliant and supports over 25 languages. They also provide tools to manage your caseload, saving you time and energy.
📈 Full-time Talkspace therapists can earn up to $155,200/year if working 40 hours a week.
10. JustAnswer
Estimated Pay: Up to $7,000/month
Ideal For: Verified experts (doctors, lawyers, mechanics, etc.)
Users pay to ask specific questions, and you’re paid to provide accurate, helpful answers. It’s an excellent way to turn your knowledge into extra cash—right from your phone or laptop.
JustAnswer is one of the highest-paying platforms for texting jobs—but it’s only for qualified professionals. Whether you're a lawyer, doctor, vet, engineer, or tech specialist, you can sign up, verify your credentials, and start answering paid questions.
